North Metro Atlanta Homes,   Atlanta Real Estate,   Atlanta MLS, 50% Home Buyer Rebate
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50% Commission Rebate
(That's $7500 to You on a $500,000 Home)

New Homes or Resale Homes

It's Like a "Referral Fee" for Finding Me on the Internet

No Upfront Fees. No Long Term Contract
(terms and conditions)

Work with Experienced, Full Service Agent Who Enjoys Saving You Money
 

Tim Maitski, Realtor

Over 400 Transactions Since 1999


1. Use me as your trusted, full service buyer's agent

2.  At closing, get a rebate for half of my commission

I'm happy to do that because I don't have to spend half of my time and money on expensive marketing and advertising.

(terms and conditions)

 


Why Can I Offer a Huge Rebate on Others Can't?

Low Broker Fees

 Atlanta Communities is a local brokerage  whose agents get charged a very low office fee.  Other agents with national brands give up 50% of their commissions to their brokers which makes it impossible for them to offer rebates.


Serious Buyers

I interview all my buyers upfront to make sure that they are serious and are qualified to buy what they want.

If we aren't a good fit, I'll tell you and we'll both save time.


Higher Priced Homes

My average price point is higher which makes the numbers work. 


Referral Based Marketing

No advertising. Just a great offer with an inexpensive website.  I  rely on happy clients to refer me to their friends and family.

Here's How Much Your Rebate Will Be
Home Purchase Price Rebate
$2,000,0000 $30,000
$1,000,000 $15,000
$800,000 $12,000
$600,000 $9,000
$500,000 $7,500
$400,000 $6,000
$333,333 $5000
$300,000 $4,000
$250,000 $2,500
$200,000 $1,000
less than $166,667 $0
Based on 3% commission. Rebate for homes less than $333,333 is whatever is left after minimum agent commission of $5000

Rebate Calculator

Purchase Price of Home: $   Enter Home Price

  Buyer Rebate
 
$

(Assumes buyer's agent receives a 3% commission split from the listing agent)

 

Dear Home Buyer,

My rebate offer is very simple.

When you buy, I'll get a commission from the listing agent and you and I will split that 50/50. On a $500,000 home with a 3% commission, you'll get $7,500 and I'll get the other $7,500.

It's like getting paid a referral fee for finding me on the Internet.

I love being a buyers agent. I love showing homes and negotiating deals. I've been doing it successfully for 16 years.

But I don't like spending half of my time trying to find and attract new clients.

So, instead of the traditional marketing and networking that real estate agents spend their time and money on, I decided to just give people a really good deal and to let the good deal attract the new business.

Instead of me spending money on billboards, newspaper ads and radio ads, I give it to my buyers in the form of a rebate. I just consider it a different type of marketing expense.

You find me on the Internet, use me as your buyers agent and I'll share half my commission with you.

Other agents gladly pay referral fees of 25 to 45 % to fellow agents or relocation companies.

I've decided to give referral fees directly to my clients.

There's no upfront fees and no long term contracts.

If I don't live up to your expectations, you can cancel at any time. No questions asked.

If that sounds reasonable and fair, give me a call and let's get started.

Sincerely,

Tim Maitski
Atlanta Communities
www.HomeAtlanta.com
404-216-0472
Tim@HomeAtlanta.com

 

I Cut My Expenses, Not My Service

I Show You as Many Homes as You Need

 

You get my full time and attention.  I  show you as many homes as you need to make a good decision.  I help you every step of the way.   


 

 
Call Me Today and Let's Get Started

Cell Phone 404-216-0472 or

email Tim@HomeAtlanta.com

 

Let's  Meet at Either Our East Cobb Office

or Our Dunwoody Office to Get Started

 

 

 

 

Let's Meet and Go Over What to Expect

Allow me 60 minutes to show you how I look out for your interests at every step. 

My rebate offer is really good but my expertise and service are much more important.  Buying a home isn't rocket science but unless you buy homes often, you might not be aware of some very important items.
 

  • Will the Builder Reduce the Sales Price if You Don't Use a Buyer's Agent?  Before you sign in and register with a new home sales office, ask  them if they will reduce the sales price if you weren't represented by a buyer's agent.  When they say no, make sure you register me as your buyer's agent so you can get my 50% buyers agent rebate.  It's a no-brainer way to save 1.5%.
     

  • Be aware that the standard Realtor contract is in favor of the agent, not you.  What if something happens, such as a job transfer, and you can't complete the purchase of a $500,000 home? You'll not only lose your earnest money when you default on the contract, you'll be on the hook for a $30,000 commission on a home you didn't buy. We'll show you some special stipulations you might want to include in your offer in order to protect yourself from a worse case scenario.
     

  • Submit simultaneous offers and let sellers compete.
    The ultimate position for a buyer to be in is to have two great homes to choose from. Then they can feel good about walking away from one if they don't get their terms accepted.
     
    In a fast moving market, we have had success in submitting simultaneous offers and letting sellers compete. Investors do it every day but for some reason most agents are very reluctant to do this. Success in negotiations is all about positioning and having options.
     

  • Don't Rely on a Home Inspector to Figure Out if the HVAC System is OK
    A home inspector will tell you how old the HVAC system is and whether or not it is working but he won't be able to tell you if it's low on freon or if there is a slow freon leak in the coils.  You really need to get a good HVAC company to come out and do an HVAC inspection.
     

  • Zestimates Can Be Off by Quite a Bit
    About 40% of the time, Zestimates in Atlanta will be off by more than 10%.  Think about that range.  A Zestimate for a $400,000 home will be within $360,000 to $440,000 only 60% of the time.   This is direct from Zillow website.  So please don't try to negotiate on price using a Zestimate as your supporting argument. You'll embarrass yourself.
     

  • Atlas Chalet Roofing Shingles Could be Bad News
    Many buyers have heard of defective housing products like Georgia Pacific siding or polybutylene pipes but have you heard of defective roofing shingles made here in Atlanta by Owens Corning? 
     

  • Murders and suicides at a home don't have to be disclosed. You have to ask upfront.  Would you have a huge problem living in a house where there had been a murder or suicide?  In Georgia, sellers don't have to disclose those stigmas. But if you ask them upfront, they are then required to tell you. Don't wait until after the closing for a neighbor to tell you a grizzly tale. Find out at least during the due diligence period.
     

  • Submit a contract on site in 10 minutes.  In a competitive market, sometimes you have to be quick with submitting an offer. While other buyers are going back to their agent's office to write up an offer, print it out, sign it, scan it back and then email it which could end up taking several hours, we can use our digital signing system on our iPad, get your signatures with a touch of the screen and have your contract to the listing agent in about 10 minutes. Using the latest technology not only saves time but it can be the difference between getting your dream home and being a day late.

 

I Help You Save Money at Every Step

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50%  Commission Rebate
Getting $7,500 back on a purchase of a $500,000 is a pretty big deal
 

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Smart Buyer Handbook
Information you need to know about when buying a home
 

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How to Shop for a Mortgage and Save
Learn what tricks to be aware of when shopping for a mortgage.  How to compare apples to apples.  Save $1000 in closing costs just by using a specific type of lender.
 

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Smart Buyer Insurance Double Check
Our preferred insurance brokers will shop the market to make sure you aren't paying more than you have to not only for homeowners insurance but also automobile, life and disability insurance.  15 minutes can save you a lot on insurance.
 

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How to Shop for Natural Gas
Learn where to compare natural gas prices so you can get the best rate available
 

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Apple Pie and Bottle of Wine at Closing
Celebrate the American Dream
 

Backed by Dale Cardwell's Make It Right Guarantee

 

Frequently Asked Questions

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Is this legal?

Yes. Georgia is one of 40 states that allow home buyer rebates. United States Department of Justice is all for rebates and is trying to make them legal in all states.

"Offering rebates and incentives is one way that real estate brokers can compete for consumers' business, leading to lower prices to consumers."

From the HUD RESPA rule FAQ page 43

"real estate agents may rebate a portion of the agent's commission to the borrower in a real estate transaction. The rebate must be listed as a credit on page 1 of the HUD-1 in Lines 204-209 ....rebates to borrowers do not violate Section 8 of RESPA as long as no part of the commission rebate is tied to a referral of business"

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Do I have to use your preferred lender?

No. You can use anyone you want. But you must get pre-approved with one of my trusted lenders up front. Being in the business for so many years, we know all too well that many lenders' pre-approval letters are worthless. Therefore, we want a letter from someone who we trust so that we know you are well qualified before we commit time showing you homes.  We can't waste time on buyer's who only wish that they can buy.

We'll show you how to shop for a mortgage and how to compare competing quotes.

In a multiple offer situation, having a strong pre-approval letter from a trusted local lender can make the difference in your offer getting accepted over others.

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Do I have to pay taxes on this rebate? Will it be reported as income?

In our opinion, No and No.
A national real estate company that also offers rebates requested and received an IRS ruling on their rebates back in 2007.

"...a payment or credit at closing represents an adjustment to the purchase price of the home and generally is not includible in a purchaser's gross income. Nor does Taxpayer have an information reporting obligation for those amounts under any other section of the Code."

An IRS letter is technically only applicable to that one specific taxpayer but the ruling gives pretty good guidance. In the IRS analysis, they compare it to a rebate on an automobile which isn't considered income. We are not tax experts so please consult your tax advisor just to be safe. Give them the link to the ruling and see what they say.

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Do I have to sign an Exclusive Buyer Agency Agreement?  If so, for how long?

No.  Most traditional agents require their clients to sign a long term Exclusive Buyer Agency Agreement. If they do a really bad job you are still stuck with them to the end of the Agreement period.

Instead, we need you to sign a Non-Exclusive Buyer Agency Agreement that spells out the details and responsibilities for both of us.  If we aren't a good fit, you can cancel at any time.

By offering such a great deal to my buyers (terms and conditions)  I know that you will be committed.  I'm confident that you aren't going to find a better package of expertise and savings.

 

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Can I get the 50% rebate on any home?

No. For the full rebate, the home has to be purchased for at least $333,333 . We offer a smaller rebate for homes between $166,666 and $333,333. Our minimum commission is $5000 so therefore there usually isn't any rebate offered for homes under $166,666. Use the rebate calculator above to see how much your rebate might be.

You need to use us as your buyer's agent and therefore the home needs to be in an area that we are competent in. We work from intown Atlanta up through the northern suburbs. Midtown, Buckhead, Sandy Springs, Dunwoody, Roswell, Alpharetta, Cumming, Marietta, Woodstock, Kennesaw, Acworth, Smyrna, Vinings, Norcross, Duluth, Decatur and areas fairly close to those towns.

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Are there other companies that offer rebates?

Redfin, a national company, has been offering rebates for 10 years. They have a very nice website but they don't offer as much of a rebate as we do. For example, their rebate on a $300,000 home is only $1,310 vs. our $4,500 rebate. They need to pay back investors who have given them over $50 million . I don't have an investor who needs a big cut of my profits so therefore there is more money left to provide a bigger rebate.

Other companies make you do some work. They might limit the number of homes that they will show you. We cut our expenses, not our services. 

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Other agents seem to really bad mouth the idea of rebates.

They sure do. But here's a simple question to ask them to explain. Ask them if they have any problem with referral fees between agents. Almost all agents have no problem at all paying 25% of their commission to another agent that brings them a buyer referral. Some will pay a relocation company 35% or more as a referral fee. Why is a buyer rebate any different than a referral fee to another agent?

They might incorrectly say something about it being illegal for an unlicensed person to receive any part of a real estate commission. They might say that you need to be a trained professional like them to receive any part of a commission.

Here's an idea.  Receive a "referral" fee for referring yourself directly to us. It's not only legal, the Department of Justice encourages it.

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I thought sellers pay the commission and buyer agents were free

When sellers put their home on the market or evaluate offers that they receive on their home, they consider what they will net after commissions. The reality is that buyers actually end up paying for commissions by way of a higher sales price. Smart buyers realize that the buyer actually ends up paying for everything in the entire process.

Buyers are the only ones bringing money to the table from which everyone involved in the transaction gets paid. Rebates are a way to share in the savings that a frugal and efficient buyer's agent creates. It's unfortunate that the real estate industry payment structure is so convoluted but fortunately rebates are a way to end up with a more competitive market.

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What if I'm already working with another agent?

Sorry, if you have signed an Exclusive Buyer Agency Agreement with another agent we can't work with you until that Agreement expires or is terminated.

If you terminate, make sure that it's a mutual termination so you aren't on the hook for paying them a commission. You might have to negotiate some kind of termination fee to make it worth their while..

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What's the catch?

There is none. This is a real deal. You work with an experienced, full time, savvy negotiating agent who was smart enough to create a profitable business model that not only makes him a lot of money but allows you to receive a 50% rebate reward.

No upfront fees.  Absolutely no cost to you.  It doesn't get any better than this.

Selling Higher Priced Homes Makes the Numbers Work

A $500,000 home sale generates a $15,000 commission where as a $100,000 home sale only generates a $3,000 commission. Having a higher average sales price means more time and attention can be given to each buyer.

 
Our Clients Say the Nicest Things!

Rosemary and Stephen Wachtel: We recently purchased a home and one of the best decisions we made was choosing Tim Maitski as our agent. He was very knowledgeable about the market, accommodated our schedule, and had great suggestions throughout the entire process. We appreciated how hard he worked to negotiate the best possible deal for us. On top of all these great things, he provided a generous rebate that most other agents wouldn't even consider. We HIGHLY recommend him !

Jeannie Blom MD, Physician/Medical Director:

 I'm a physician and Medical Director and I had the privilege of obtaining Tim Maitski as my buyers agent. Tim worked with me for 5 months making sure I got my dream home at a dream price. We consider Tim family. His honesty and integrity are legendary. The level of service he provides is beyond compare. Tim is the Clark Howard of real estate and I would not do business with anyone else. Tim's advocacy skills exceed top attorneys. He truly has your best interest at heart at all times. Once you work with Tim, no one else will ever suffice. Like the iconic lyrics of Tina Turner, he is "Simply the Best".

Ned Mulligan, Head Chaplain at Holy Innocents' Episcopal School

We moved from Rhode Island and we had four days to buy a home. We saw 22 homes in a day, made two offers, and had a contract on the home we bought two days later. He is the best, most professional, and thoughtful realtor with whom I have ever worked and I have owned quite a few homes.

Art Linton,  Study Abroad Advisor Emory University

Tim Maitski was a pleasure to work with in helping my wife and I find our first home. Tim knew the market inside and out and was easy to work with, flexible, knowledgeable and a straight shooter who tells it like it is. He is very confident and low pressure on clients. Trustworthy, consistently very reliable and a great guy too! He is very experienced as a real estate agent and I give him my highest recommendations. If you are looking for a home in Atlanta, Tim is your man!

 

 


What You Can Expect vs. a Traditional Agent
 

 

Tim Maitski Rebate Deal Traditional Real Estate Agent
Big Rebate for 50% of Buyer Agent's Commission
($7500 on average for a $500,000 home)
YES NO
See as many homes as you want YES Hopefully
Experience and Expertise (15 years and hundreds of transactions) YES Hopefully
Expertise in Contract Negotiations YES Hopefully
Custom New Listing Alerts sent ASAP YES Hopefully
Negotiate Inspection Amendment YES Probably
Recommend Good Lenders and Services YES Probably
Attend Closing YES Probably
A Website Loaded with Information and Powerful Search Tools YES Probably Not
     
National Brand Name Recognition NO Probably
See Agent's Face Advertised in Newspaper NO Maybe
National Advertising that generates a Nice Feeling NO Maybe
See Agent's Face on Billboard NO Maybe
Unsolicited Phone Calls from Agent NO Maybe
Unexpected Agent Visits to Your Home Trying to Force a Friendship to Promote Future Business Deals NO Maybe
Telephone calls for Networking and Referral Requests NO Maybe
Junk mail that's sent to everyone in your neighborhood (farming) NO Maybe
Monthly Mailings of magnets, calendars, etc. NO Maybe
Requests to be Facebook Friends Only if we really are friends Maybe

 

Time Limits Me to Working with

Only 5 Buyers/Month

Secure Your Rebate Opportunity Now...

There's Really Nothing to Lose
 


Call 404-216-0472

email Tim@HomeAtlanta.com

 

This offer has nothing to do with any other agent at Atlanta Communities other than Tim Maitski.
Each agent is an independent contractor who can choose to do business as they so desire.

 

 

 

 

 

 

 


 

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Where We Do Business

Our market area is in the north metro Atlanta area.  We service Cobb County, north Fulton County, Dekalb County, Forsyth County and Gwinnett County.  We are very familiar with Sandy Springs, Dunwoody, Marietta, Roswell, Alpharetta, Buckhead, and Midtown. 

We have sold homes inside the perimeter and outside the perimeter.  We can't know everything so for clients who want to look for property in Peachtree City, Newnan, Stone Mountain, Douglasville, Macon and areas further out we will gladly recommend a good agent who specializes in those areas.

We help buyers negotiate with builders for residential new construction houses. New houses in Atlanta are hot right now. We can represent you in the purchase of your new house built by any of the following builders: Torrey Homes, MDC Homes, Centex Homes, Pulte Homes, Morrison Homes, Ryland Homes, John Wieland Homes, Winmark Homes, Meridian Homes, John Willis Homes, Benchmark Homes and many more home builders.

We can help clients find short term apartments for rent but normally we don't work with clients who are just looking for rentals.  We do help clients find Atlanta condos.  We can also help you purchase HUD homes in Atlanta.  We are an authorized agent with them and have the HUD key to get into HUD homes.  We have access to foreclosure homes that banks want to sell.

We love showing executive homes and luxury homes. We always like to know how people find our site.  Send us an email and tell us which search term you used. Some terms that we might be found by are realty Atlanta, Ga homes, Atlanta realty, condos Atlanta, Atlanta realestate, Atlanta property, houses Atlanta, Atlanta realtors, Ga houses, or realtors Atlanta.  Maybe you found us by typing in Atlanta MLS listings, or Atlanta MLS search, or MLS Atlanta GA. Hopefully we don't come up under nursing homes or funeral homes.

It is always amazing to me how the Internet can allow total strangers to find each other and build new business relationships.  It truly is becoming a small, interconnected world.

 

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Call Home Atlanta with any questions you might have. 404-216-0472

Atlanta Home Buyer Rebate

All information about homes from the Atlanta MLS home search engine is input by thousands of individual real estate agents throughout Atlanta and is made available through a service called ListingBook. We provide access to this data for the convenience of our clients.  We have no control over this database.  All information on this web site is copyrighted and intellectual property of HomeAtlanta.com. It is deemed to be current and accurate, but is not warranted. 2002. Tim is a licensed Realtor with Atlanta Communities Real Estate Brokerage.

Tim Maitski is a member of the Atlanta Board of Realtors

 

01/07/2016