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in Atlanta, GA. One click to see what
homes are available in a particular Atlanta golf
course community.
Atlanta Subdivisions Over 150
Atlanta subdivisions. One click brings up all
the Atlanta GA homes currently for sale in a
particular subdivision. New properties are being
added daily.
Our Newsletter,
Life is Great! Here is our soon to be famous newsletter.
Interesting stories and a lot of useful
information to help you save time and money.
Compete for $50
Home Depot gift certificate by answering the
monthly trivia question. Blockbuster gift card
to everyone who responds with correct answer.
FREE
Consultation
Yes, you probably can do it all by yourself.
Just like you could represent yourself in a
court of law. But why make it hard on
yourself. We are trained professionals who work
with buyers and sellers everyday. We'll
listen to your goals and hopefully show you
different options you might not have thought of.
Let's meet and talk about what's best for you.
Where we do Business Our market area is in the north metro
Atlanta area. We service Cobb County,
north Fulton County, Dekalb County, Forsyth
County and Gwinnett County. We are very
familiar with Sandy Springs, Dunwoody, Marietta,
Roswell, Alpharetta, Buckhead, and Midtown.
We have sold homes inside the perimeter and
outside the perimeter. We can't know
everything so for clients who want to look for
property in Peachtree City, Newnan, Stone
Mountain, Douglasville, Macon and areas further
out we will gladly recommend a good agent who
specializes in those areas. We help buyers
negotiate with builders for residential new
construction houses. New houses in Atlanta are
hot right now. We can represent you in the
purchase of your new house built by any of the
following builders: Torrey Homes, MDC Homes,
Centex Homes, Pulte Homes, Morrison Homes,
Ryland Homes, John Wieland Homes, Winmark Homes,
Meridian Homes, John Willis Homes, Benchmark
Homes and many more home builders. We can help
clients find short term apartments for rent but
normally we don't work with clients who are just
looking for rentals. We do help clients
find Atlanta condos. We can also help you
purchase HUD homes in Atlanta. We are an
authorized agent with them and have the HUD key
to get into HUD homes. We have access to
foreclosure homes that banks want to sell. We
love showing executive homes and luxury homes.
We always like to know how people find our site.
Send us an email and tell us which search term
you used. Some terms that we might be found by
are realty Atlanta, Ga homes, Atlanta realty,
condos Atlanta, Atlanta realestate, Atlanta
property, houses Atlanta, Atlanta realtors, Ga
houses, or realtors Atlanta. Maybe you
found us by typing in Atlanta MLS listings, or
Atlanta MLS search, or MLS Atlanta GA. Hopefully
we don't come up under nursing homes or funeral
homes. It is always amazing to me how the
Internet can allow total strangers to find each
other and build new business relationships.
It truly is becoming a small, interconnected
world.
Results of the Bidding as
of Monday August 16, 2010 Multiple bids were received with several higher than the
list price
Why HUD foreclosures?
Owner/Occupants get priority
over investors in the first 12 days on the market. That means less
competition
Bidding period is open for 12
days. That means that you have time to visit the properties and
figure out what you want to offer on it.
Property condition reports
available online. HUD does full inspections on all properties and
makes the reports available online.
Repair estimates given for
the problems they find during their inspection. Can finance up to
$5000 with an FHA loan.
$100 down if you use FHA
financing
Can get it inspected anytime.
There are no short due diligence periods where you rush around trying to
beat a deadline.
If repairs are more than $5000,
you can use a FHA 203K renovation loan.
No appraisal issues with
FHA loans. FHA uses the list price.
Online bidding. If
you lose the bid you can see what all of the other bids were.
My name is Tim Maitski with RE/MAX Greater
Atlanta.
I am a HUD registered agent, which you need
in order to place an online bid on a HUD property. All HUD agents also have
special HUD keys that allow them access to show buyers any HUD home on the
market.
This is the main site where all HUD home foreclosures in
Georgia are listed and updated. HUD also then has each home listed in the
GAMLS but from my experience, they don't got updated there very quickly on GAMLS.
So the HUDpemco site is the go to site for accurate information.
New listings get posted first thing on
Wednesday morning. You can search for new ones by selecting "new listings" from
the Property Status list. This will pull up all the listings that have just been
entered into the system that have a 12 day time period to submit your bid.
It also will pull up all the new properties from the previous Wednesday which
will have until the next Sunday for bids to be submitted.
You'll get a list of homes with a picture of
each. Some of them will have a so called "virtual tour" which is just a
slide show of pictures. Click through to the detailed page for a property
and you'll see some important details.
The most important link to find is the link
for the Property Conditions Report. If you don't know what you are
looking for you'll never find the link. It's the little link "here"
that you need to click. It will take you to a page where you'll need to
click "view property condition report"
Going back the the property detail page,
you'll see the repair escrow with an itemized list of repairs that are necessary
and the estimated costs of each repair. This doesn't mean that they are
giving you any kind of allowance for these. If you are getting an FHA loan
you will need to place that amount of money in escrow and take care of those
items right after closing. FHA will also allow you roll those repair costs
into your FHA mortgage.
Any property that needs more than $5000 in
repairs will say that it is "uninsured". All that it means is that you
can't get a regular FHA loan because of that. You can still get
conventional financing and you can still get a FHA 203K renovation loan.
Some people mistakenly think that "uninsured" means something about getting
property hazard insurance on it and get scared off by that "uninsured" term.
Again, it just means that it has at least one dollar more than $5000 in needed
repairs. It means nothing more.
Once you find some properties that you are
interested in, give me a call and I can meet you there to show it to you in
person. There's nothing better than checking it out in person.
We can also check out other homes that are on
the market in the area to get a better feel for whether or not it is a good
deal.
We can also run a report to see what homes
have been selling for in the area.
If you are ready to place a bid, we can do
that pretty quickly online. We just need a few items such as your social
security number and the bare basics of the offer. If your offer gets
accepted, you'll have 48 hours to deliver the complete, signed contract along
with earnest money to the HUD office in Midtown. If you don't deliver the
contract in time, the property goes back in the system for a new round of
bidding.
The morning after the bid deadline, you can
find out whether you won the bid or not and see all the bids that were
submitted. Click the "Buyer & Broker Info" tab at the top and then click
"Search Offer Results". Just type in the property number in the box and
you pull up the results.
Notice the bid on 6/24/2010 above. The net to HUD
was 81.2% of list price. That apparently wasn't "acceptable". They then
reduced the price to $99,000 which netted them 93% of list price.
HUD will go over all the bids right after the
bid deadline and see if there are any "acceptable" bids. If none of
the bids are "acceptable", they'll get the property
back online and it will go into daily bidding. That just means that they
will check for "acceptable" bids at the end of each day.
The question then is "What is an acceptable
bid?".
They don't tell you that. But after you
review hundreds of property bid results and if you know the HUD policies in
other departments, you can get a pretty good idea where you need to be in order
for your bid to be "acceptable". It's all about being within their required
percentages of list price and how long a property has been on the market.
If bids don't come in that are acceptable, eventually they will lower the price
and then a bid that wasn't within the required range before will all of a sudden
be "acceptable".
If you have any questions, please call me.
Tim Maitski
RE/MAX Greater Atlanta
404-216-0472
Tim
Maitski 404-845-0265 Beware
of the agent with all
the signs! It can be dangerous
to your wallet Have you ever
driven through a
neighborhood and seen
one agent with most of
the
homesfor sale? Your
first thought might be
that they must know a
lot about the
neighborhood. You might
think it would be a good
thing to deal directly
with that agent if you
decide to buy a home
there.
If you want to get a
good deal, stop! Think
about it for a second.
Why would they want to
negotiate a great deal
for you? It's just
going to bring down the
prices in the
neighborhood and make
their other
homes for sale
look overpriced.
And what if the agent
lives in the
neighborhood? Who
wants prices in their
neighborhood to go down?
Not a listing agent who
wants to develop a
reputation for being
able to get top dollar
for
homes in the
neighborhood. Always
consider the motivations
of everyone involved in
a transaction. You need
to align yourself with
someone who benefits
when you benefit.
A
buyer's agent who cares
about their long term
business wants you
to get the best deal
possible. Why?
When you go to buy a
bigger home in 5 years
wouldn't you call the
agent who helped you get
a great deal on your
current home? It's
just that simple.
more>
Sandie Fisher
I've
been in the real estate
business since 1980 and
never thought interest
rates would be this low.
There are a lot of
homes on the
market in
Atlanta.
With a little help from
us you can get the home
you've been dreaming of.
Come in and see if we
can help you find the
right piece of
Atlanta real
estate. 404-845-0212
Cathi
A. Cronin
770-843-6519
I specialize in
the Southern Crescent of
Atlanta. The Southern
Crescent includes the
counties of Fayette,
Coweta, Henry and
Clayton. It's
down around Peachtree
City, McDonough,
Jonesboro and Ellenwood.
I
have been active in Real
Estate for 5 years and
bring 30+ years of
customer service
experience with me from
my previous career as an
employee of Delta
Airlines. I have lived
in Fayette County for 15
years and have been
actively involved in the
community and schools as
my son Kyle went to
Fayette County schools
from kindergarten
through graduation last
year from Starr’s Mill
High School.
I
take real estate very
seriously and have
earned five
designations:
GRI- Graduate
Realtor Institute
ABR-Accredited
Buyer Representative
CNS- Certified
Skills Negotiator
CMS- Certified
Marketing Specialist
Fine Homes Specialist
I know that
well-informed clients
make better decisions
for themselves and their
families. I want to help
educate you. This helps
me build strong, life
long relationships with
my clients.
We are Realtors who
advise and consult
instead of "sell" and
pressure.
We help you develop and
execute a plan for
buying or selling your
home.
How we Help Home Buyers Plan
Search
Look and Compare
Negotiate contract
Attend inspections
Remove conditions
Prepare for move
Closing
After closing follow up
How We Help Home Sellers Prepare plan of
action
Advise on price
Prepare home
Market to public
Market to agents
Follow up feedback
Client updates
Negotiate contract
Negotiate inspection
Monitor removal of
conditions
Prepare for closing
Attend closing
After closing follow up
Testimonials Our clients say it
better than we can. We
know
Atlanta real
estate.
Our Newsletter,
Life is Great!
Here is our soon to be
famous newsletter.
Interesting stories and
a lot of useful
information to help you
save time and money.
Compete for
$50 Home Depot
gift certificate by
answering the monthly
trivia question.
Blockbuster gift card to
everyone who responds
with correct answer.
FREE
Consultation
Yes, you probably can do
it all by yourself.
Just like you could
represent yourself in a
court of law. But
why make it hard on
yourself. We are trained
professionals who work
with buyers and sellers
everyday. We'll
listen to your goals and
hopefully show you
different options you
might not have thought
of. Let's meet and
talk about what's best
for you.
I've
been in the real estate
business since 1980 and
never thought interest
rates would be this low.
There are a lot of
